Wealth Management & Financial Planning
Meet your financial MVP
Meridian Venture Partners delivers personalized wealth management, retirement planning, and investment strategies — built around your goals, not ours.
No commitment required · Complimentary financial review
Comprehensive financial guidance
From building your first portfolio to protecting generational wealth — we meet you where you are.
Investment Management
Diversified portfolios built on evidence-based strategies, actively monitored and rebalanced to match your risk tolerance.
Retirement Planning
Custom income projections, Social Security optimization, and tax-efficient withdrawal strategies for a confident retirement.
Tax Planning
Year-round tax-loss harvesting, Roth conversion analysis, and strategies to minimize your lifetime tax burden.
Estate Planning
Trust coordination, beneficiary reviews, and legacy planning to protect what you've built for the next generation.
Business Owner Services
Succession planning, qualified retirement plans, key-person insurance, and buy-sell agreement funding.
Insurance Review
Independent analysis of life, disability, and long-term care coverage to identify gaps and eliminate waste.
What makes us different
Most banks have two sides to their business — a brokerage and an investment advisory. Here's how we compare to both.
At your bank
- Bank brokerage side: commission-based trades with limited personal guidance
- Investment advisory side: managed portfolios, but a $250,000 minimum relationship required
- All-in fees average around 1.5% annually — eating into your returns
- Cookie-cutter model portfolios assigned by a risk questionnaire
- Your advisor may rotate or get promoted — you start over with someone new
At Meridian
- Fiduciary-first: every recommendation must legally serve your interest, not ours
- No $250,000 minimum — we work with clients at every stage of wealth building
- All-in fees under 1% — more of your money stays invested and growing
- Portfolios custom-built around your specific goals, timeline, and values
- A dedicated advisor who knows your name, your family, and your plan
How we work together
A clear, straightforward process — no jargon, no pressure.
Discovery Call
A complimentary 30-minute conversation to understand your financial situation, goals, and concerns.
Financial Analysis
We build a detailed picture of your current finances — assets, liabilities, cash flow, and coverage gaps.
Custom Plan
Receive a personalized financial plan with clear recommendations, projected outcomes, and next steps.
Ongoing Partnership
Regular reviews, proactive adjustments, and unlimited access to your advisor as life evolves.
Trusted by real people, not algorithms
See why clients choose — and stay with — Meridian.
5.0 on Google
5.0 on Yelp
100+
Clients served
$10M+
Assets under guidance
98%
Client retention rate
“I spent years at a big bank paying fees I didn't understand for advice that felt generic. Meridian showed me exactly where my money was going and built a plan that actually fit my life.”
Sarah M.
Small Business Owner
“As a first-time investor, I was intimidated by the whole process. My advisor at Meridian was patient, clear, and never made me feel like my questions were too basic. I finally feel confident about my future.”
James T.
Teacher
“After my divorce, I needed someone I could trust to help me rebuild. Meridian didn't just manage my portfolio — they helped me create a complete plan for my next chapter.”
Linda R.
Healthcare Professional
Your goals deserve a dedicated partner
Meridian Venture Partners was founded on a simple belief: everyone deserves access to thoughtful, conflict-free financial advice. We operate as fiduciaries — legally bound to act in your best interest.
- Fiduciary-first: your interests above all else
- Transparent, fee-only compensation structure
- Certified Financial Planner™ professionals
- Personalized service, not a one-size-fits-all model
100+
Clients served
$10M+
Assets under guidance
15+
Years of experience
98%
Client retention rate
Meet the team
Advisors and leadership you can book directly
Choose the team member whose expertise best fits your needs, or let us match you with the right conversation.
Victor Espino
Chief Executive Officer
CRD: 6095579
Fiduciary expertise in taxes, corporations, and retirement services.
Leads financial oversight and risk management, supporting profitability, growth, and sustainability while protecting company interests.
Tiffany Delarosa
Chief Operations Officer
CRD: 6249204
Fiduciary expertise in investments, insurance, and estate planning.
Leads compliance and documentation, ensuring support processes meet regulatory standards with thorough record-keeping and reporting.
Richard Delarosa
Chief Business Officer
CRD: 6241073
Broker expertise in debt management, tax-advantaged products, and opportunities.
Leads system integrations and data analysis, optimizing CRM workflows and data accuracy to support seamless client-to-advisor interactions. Not an investment advisor.
What type of financial animal are you?
Take our 60-second quiz to discover your investor personality — and get personalized insights to match.
Free · No account required · Results in 60 seconds
Frequently asked questions
Common questions about working with a financial advisor.
Ready to take the next step?
Schedule your complimentary consultation today. No obligations, no pressure — just a conversation about your financial future.
Schedule Your Free Consultation